*, *::before, *::after { box-sizing: border-box; }

:root {
  --ink: #07111f;
  --navy: #0f2744;
  --blue: #1a4e8c;
  --blue-bright: #2d74b9;
  --sky: #4eb5c8;
  --gold: #c4a04a;
  --paper: #f4f6f8;
  --white: #ffffff;
  --muted: #5f6e7e;
  --line: rgba(7, 17, 31, 0.12);
  --font: 'Work Sans', Arial, sans-serif;
}

html { scroll-behavior: smooth; }
body { margin: 0; overflow-x: hidden; background: var(--white); color: var(--ink); font-family: var(--font); font-size: 16px; line-height: 1.55; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
img { display: block; max-width: 100%; }
button, input { font: inherit; }

.skip-link { position: fixed; top: 8px; left: 8px; z-index: 1000; transform: translateY(-160%); padding: 10px 14px; border-radius: 6px; background: var(--white); color: var(--ink); }
.skip-link:focus { transform: translateY(0); }

.topbar { position: absolute; inset: 0 0 auto; z-index: 10; display: flex; align-items: center; justify-content: space-between; height: 76px; max-width: 1240px; margin: 0 auto; padding: 0 32px; }
.brand img { width: auto; height: 38px; }
.topbar-link { color: rgba(255,255,255,.82); font-size: 14px; font-weight: 600; text-decoration: none; }
.topbar-link:hover { color: var(--white); }

.hero { min-height: 760px; display: grid; grid-template-columns: minmax(0, 1.06fr) minmax(340px, .72fr); gap: 90px; align-items: center; padding: 140px max(32px, calc((100vw - 1176px) / 2)) 92px; background: radial-gradient(circle at 78% 28%, rgba(78,181,200,.2), transparent 27%), linear-gradient(135deg, #07111f 0%, #0a1d34 54%, #102c4d 100%); color: var(--white); }
.hero-copy { max-width: 710px; }
.eyebrow, .section-kicker { display: inline-flex; align-items: center; gap: 10px; color: var(--gold); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow span { width: 28px; height: 1px; background: var(--gold); }
.hero h1 { max-width: 760px; margin: 22px 0; font-size: clamp(43px, 5.1vw, 76px); line-height: .98; letter-spacing: -.055em; text-wrap: balance; }
.hero-lead { max-width: 650px; margin: 0; color: rgba(255,255,255,.74); font-size: clamp(18px, 1.7vw, 22px); line-height: 1.55; }
.hero-points { display: grid; gap: 10px; margin: 30px 0 0; padding: 0; list-style: none; }
.hero-points li { display: flex; flex-wrap: wrap; gap: 5px; align-items: baseline; color: rgba(255,255,255,.76); }
.hero-points li::before { content: '✓'; display: inline-grid; place-items: center; width: 20px; height: 20px; margin-right: 5px; border: 1px solid rgba(78,181,200,.55); border-radius: 50%; color: var(--sky); font-size: 12px; }
.hero-points strong { color: var(--white); }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 24px; margin-top: 34px; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 9px; min-height: 50px; padding: 13px 21px; border: 1px solid transparent; border-radius: 7px; cursor: pointer; font-weight: 700; text-decoration: none; transition: transform .18s ease, background .18s ease, box-shadow .18s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--blue); color: var(--white); box-shadow: 0 12px 30px rgba(26,78,140,.18); }
.button-primary:hover { background: var(--blue-bright); box-shadow: 0 16px 36px rgba(26,78,140,.26); }
.text-link { color: var(--blue); font-weight: 700; text-underline-offset: 4px; }
.hero .text-link { color: var(--white); }
.microcopy { margin: 13px 0 0; color: rgba(255,255,255,.52); font-size: 13px; }

.document-stage { position: relative; display: grid; place-items: center; min-height: 540px; }
.document-glow { position: absolute; width: 380px; height: 380px; border-radius: 50%; background: rgba(78,181,200,.16); filter: blur(50px); }
.document-sheet { position: relative; width: min(100%, 390px); aspect-ratio: .707 / 1; padding: 48px 40px 32px; overflow: hidden; border-radius: 4px; background: linear-gradient(160deg, #fff 0%, #edf3f8 100%); box-shadow: 0 34px 80px rgba(0,0,0,.42); color: var(--ink); transform: rotate(2.2deg); }
.document-sheet::after { content: ''; position: absolute; inset: auto -30% -12% 22%; height: 36%; background: linear-gradient(135deg, rgba(26,78,140,.94), rgba(78,181,200,.55)); transform: skewY(-8deg); }
.sheet-logo { font-size: 12px; font-weight: 800; letter-spacing: .16em; }
.sheet-rule { width: 56px; height: 3px; margin: 21px 0 76px; background: var(--gold); }
.sheet-kicker { color: var(--blue); font-size: 11px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.document-sheet h2 { margin: 13px 0 4px; font-size: clamp(34px, 4vw, 49px); line-height: 1.02; letter-spacing: -.05em; }
.document-sheet > p { margin: 0; color: var(--muted); font-size: 21px; }
.sheet-fields { display: grid; gap: 8px; margin-top: 55px; color: #8290a0; font-size: 12px; }
.sheet-fields span { padding-bottom: 7px; border-bottom: 1px solid #cbd5df; }
.sheet-footer { position: absolute; left: 40px; bottom: 30px; z-index: 1; color: var(--white); font-size: 9px; font-weight: 700; letter-spacing: .11em; text-transform: uppercase; }
.format-pill { position: absolute; right: 0; bottom: 58px; z-index: 2; padding: 9px 13px; border: 1px solid rgba(255,255,255,.2); border-radius: 7px; background: rgba(7,17,31,.9); color: var(--white); font-size: 12px; font-weight: 800; letter-spacing: .08em; box-shadow: 0 12px 30px rgba(0,0,0,.25); }

.proof-strip { display: grid; grid-template-columns: repeat(3, 1fr); max-width: 1120px; margin: -30px auto 0; position: relative; z-index: 2; border: 1px solid var(--line); border-radius: 10px; background: var(--white); box-shadow: 0 16px 44px rgba(7,17,31,.1); }
.proof-strip div { padding: 24px 30px; }
.proof-strip div + div { border-left: 1px solid var(--line); }
.proof-strip strong, .proof-strip span { display: block; }
.proof-strip strong { margin-bottom: 3px; color: var(--blue); font-size: 17px; }
.proof-strip span { color: var(--muted); font-size: 14px; }

.content-section { max-width: 1180px; margin: 0 auto; padding: 124px 32px; }
.section-intro { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(280px, .62fr); gap: 70px; align-items: end; margin-bottom: 54px; }
.section-intro .section-kicker { grid-column: 1 / -1; margin-bottom: -48px; }
.section-intro h2, .preview-copy h2, .request-copy h2, .faq-section h2 { margin: 0; font-size: clamp(35px, 4.5vw, 58px); line-height: 1.04; letter-spacing: -.045em; text-wrap: balance; }
.section-intro p, .preview-copy > p, .request-copy > p { margin: 0; color: var(--muted); font-size: 18px; }
.content-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; overflow: hidden; border: 1px solid var(--line); border-radius: 10px; background: var(--line); }
.content-grid article { min-height: 245px; padding: 30px; background: var(--white); }
.content-grid article > span { color: var(--gold); font-size: 12px; font-weight: 800; letter-spacing: .15em; }
.content-grid h3 { margin: 40px 0 9px; font-size: 20px; letter-spacing: -.02em; }
.content-grid p { margin: 0; color: var(--muted); font-size: 15px; }

.preview-section { display: grid; grid-template-columns: .75fr 1.25fr; gap: 90px; align-items: center; padding: 110px max(32px, calc((100vw - 1120px) / 2)); background: var(--paper); }
.preview-copy .section-kicker, .request-copy .section-kicker { margin-bottom: 18px; }
.preview-copy > p { margin: 23px 0; }
.traffic-light { display: grid; gap: 12px; }
.light { display: grid; grid-template-columns: 68px 150px 1fr; gap: 18px; align-items: center; padding: 21px 24px; border: 1px solid var(--line); border-radius: 9px; background: var(--white); }
.light > span { display: inline-flex; align-items: center; gap: 8px; font-size: 12px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.light > span::before { content: ''; width: 10px; height: 10px; border-radius: 50%; }
.light-green > span::before { background: #2a9d68; box-shadow: 0 0 0 5px rgba(42,157,104,.12); }
.light-yellow > span::before { background: #e0a526; box-shadow: 0 0 0 5px rgba(224,165,38,.13); }
.light-red > span::before { background: #d45656; box-shadow: 0 0 0 5px rgba(212,86,86,.12); }
.light strong { font-size: 16px; }
.light p { margin: 0; color: var(--muted); font-size: 14px; }

.request-section { display: grid; grid-template-columns: minmax(0, .9fr) minmax(420px, .75fr); gap: 90px; align-items: start; padding: 120px max(32px, calc((100vw - 1120px) / 2)); background: var(--ink); color: var(--white); }
.request-copy > p { margin-top: 23px; color: rgba(255,255,255,.66); }
.request-steps { display: grid; gap: 20px; margin: 36px 0 0; padding: 0; list-style: none; }
.request-steps li { display: grid; grid-template-columns: 42px 1fr; gap: 15px; }
.request-steps li > span { display: grid; place-items: center; width: 36px; height: 36px; border: 1px solid rgba(78,181,200,.45); border-radius: 50%; color: var(--sky); font-weight: 700; }
.request-steps strong { display: block; }
.request-steps p { margin: 2px 0 0; color: rgba(255,255,255,.55); font-size: 14px; }

.form-card { border-radius: 12px; background: var(--white); color: var(--ink); box-shadow: 0 30px 80px rgba(0,0,0,.3); }
#policyLeadForm, .success-card { padding: 38px; }
.form-heading { margin-bottom: 27px; }
.form-heading > span { color: var(--blue); font-size: 12px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; }
.form-heading h3, .success-card h3 { margin: 6px 0 0; font-size: 26px; line-height: 1.15; letter-spacing: -.025em; }
.field-group { display: grid; gap: 7px; }
.field-group label { font-size: 14px; font-weight: 700; }
.field-group input { width: 100%; height: 52px; padding: 0 14px; border: 1px solid #c9d2dc; border-radius: 6px; background: #fbfcfd; color: var(--ink); outline: none; }
.field-group input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,78,140,.12); }
.field-group input[aria-invalid="true"] { border-color: #b73f3f; }
.field-error { min-height: 20px; color: #a83232; font-size: 13px; }
.check-row { display: grid; grid-template-columns: 21px 1fr; gap: 11px; align-items: start; margin-top: 18px; color: #465566; font-size: 13px; line-height: 1.45; cursor: pointer; }
.check-row input { width: 19px; height: 19px; margin: 1px 0 0; accent-color: var(--blue); }
.check-row a { color: var(--blue); }
.honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.form-status { min-height: 22px; margin-top: 15px; color: #a83232; font-size: 13px; }
.submit-button { width: 100%; min-height: 54px; border: 0; }
.submit-button:disabled { cursor: wait; opacity: .65; transform: none; }
.form-note { margin: 14px 0 0; color: #74808d; font-size: 12px; text-align: center; }
.success-card { min-height: 460px; display: flex; flex-direction: column; justify-content: center; }
.success-card[hidden] { display: none; }
.success-icon { display: grid; place-items: center; width: 52px; height: 52px; margin-bottom: 24px; border-radius: 50%; background: rgba(42,157,104,.12); color: #1d8656; font-size: 24px; font-weight: 800; }
.success-card p { color: var(--muted); }
.success-hint { padding-top: 18px; border-top: 1px solid var(--line); font-size: 13px; }

.faq-section { max-width: 920px; margin: 0 auto; padding: 120px 32px; }
.faq-section > .section-kicker { margin-bottom: 16px; }
.faq-list { margin-top: 46px; border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 24px 42px 24px 0; cursor: pointer; font-size: 18px; font-weight: 700; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: '+'; position: absolute; right: 4px; color: var(--blue); font-size: 27px; font-weight: 400; line-height: 1; }
.faq-list details[open] summary::after { content: '−'; }
.faq-list p { margin: -7px 0 24px; padding-right: 60px; color: var(--muted); }

footer { padding: 38px 32px; border-top: 1px solid rgba(255,255,255,.08); background: var(--ink); color: var(--white); }
.footer-inner { max-width: 1120px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.footer-inner > div { display: flex; gap: 14px; align-items: baseline; }
.footer-inner strong { letter-spacing: .12em; }
.footer-inner span { color: rgba(255,255,255,.5); font-size: 13px; }
.footer-inner nav { display: flex; gap: 22px; align-items: center; }
.footer-inner a, .footer-inner button { padding: 0; border: 0; background: none; color: rgba(255,255,255,.65); cursor: pointer; font: inherit; font-size: 13px; text-decoration: none; }
.footer-inner a:hover, .footer-inner button:hover { color: var(--white); }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; gap: 60px; padding-top: 135px; }
  .document-stage { min-height: 460px; }
  .document-sheet { width: min(78vw, 350px); }
  .format-pill { right: 14%; }
  .proof-strip { margin: -22px 24px 0; }
  .section-intro, .preview-section, .request-section { grid-template-columns: 1fr; }
  .section-intro { gap: 20px; }
  .section-intro .section-kicker { margin-bottom: 0; }
  .content-grid { grid-template-columns: repeat(2, 1fr); }
  .preview-section, .request-section { gap: 54px; }
  .request-section { grid-template-columns: minmax(0, 1fr); }
  .form-card { max-width: 620px; }
}

@media (max-width: 620px) {
  .topbar { height: 66px; padding: 0 20px; }
  .brand img { height: 32px; }
  .topbar-link { font-size: 12px; }
  .hero { min-height: auto; gap: 38px; padding: 112px 20px 72px; }
  .hero h1 { font-size: clamp(41px, 13vw, 58px); }
  .hero-lead { font-size: 17px; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 15px; }
  .hero-actions .button { width: 100%; }
  .hero-actions .text-link { text-align: center; }
  .microcopy { text-align: center; }
  .document-stage { min-height: 410px; }
  .document-sheet { width: min(86vw, 315px); padding: 36px 31px 27px; }
  .sheet-rule { margin-bottom: 54px; }
  .sheet-fields { margin-top: 38px; }
  .sheet-footer { left: 31px; bottom: 24px; }
  .format-pill { right: 2px; bottom: 40px; }
  .proof-strip { grid-template-columns: 1fr; margin: 0; border-width: 0 0 1px; border-radius: 0; box-shadow: none; }
  .proof-strip div { padding: 18px 20px; }
  .proof-strip div + div { border-left: 0; border-top: 1px solid var(--line); }
  .content-section, .faq-section { padding: 86px 20px; }
  .section-intro { margin-bottom: 36px; }
  .content-grid { grid-template-columns: 1fr; }
  .content-grid article { min-height: auto; padding: 25px; }
  .content-grid h3 { margin-top: 24px; }
  .preview-section, .request-section { padding: 84px 20px; }
  .light { grid-template-columns: 1fr; gap: 6px; padding: 20px; }
  .light > span { margin-bottom: 7px; }
  #policyLeadForm, .success-card { padding: 27px 22px; }
  .success-card { min-height: 420px; }
  .faq-list p { padding-right: 10px; }
  .footer-inner, .footer-inner > div, .footer-inner nav { align-items: flex-start; flex-direction: column; }
  .footer-inner nav { gap: 12px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .button { transition: none; }
}